Relationship Banker (Commercial Lending) - Lancaster, CA
Company: California Bank & Trust
Location: Lancaster
Posted on: March 19, 2023
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Job Description:
Associates at California Bank & Trust work in a
relationship-centered culture where they are provided with the
tools, training, and opportunities to build the best possible
relationships with our clients and with each other. Our workplace
culture values each associate's unique experiences, background and
perspectives and provides a collaborative environment for all
employees to grow and thrive.
As a premier California-focused financial services company
dedicated to serving its communities, families, and businesses
(small, mid-sized and large), CB&T has been active for 70 years
and has more than 80 full-service branch offices across the state.
This dedication has helped the bank earn recognition as a perennial
powerhouse in yearly voting for "Best Bank" and "Best Commercial
Bank" from the readers of San Diego Union-Tribune and Orange County
Register. Additionally, as a division of Zions Bancorporation, the
bank has collected multiple Greenwich Excellence Awards for
"Overall Client Satisfaction" in Small Business & Middle Market
Excellence Awards.
We are looking for a Relationship Banker (Commercial Lender) in
Lancaster, CA . This role focuses on identifying appropriate
lending opportunities, soliciting, and developing all types of
business activity, specializing in commercial loans and
participates in the development of overall commercial loan
objectives, policies and practices.
The ideal candidate will have the experience necessary to:
Responsible for acquiring, analyzing and maintaining client
relationships.
Provides suitable credit, deposit or other banking services as well
as counsel and advice to best meet clients' needs.
Analyzes risks and profitability of assigned client base to ensure
ongoing profitability and conformity with credit terms.
Solicits the sale of additional products and services to meet
clients' needs.
Develops and implements marketing plans for expanding business.
Negotiates loan terms and conditions.
Remains well versed in industrial, economic and financial
situations relating to assigned clients.
May be assigned specialized industry or market segments.
Other duties as assigned.
Qualifications:
Requires a bachelor's degree in business, finance or a related
field and 2+ years commercial lending, credit associated lending
and bank sales experience.
A combination of education and experience may meet
requirements.
Basic knowledge of bank products, credit and commercial lending
techniques and procedures.
Ability to expand loans, client relationships and bank
products.
Must have good interpersonal, oral and written communication skills
needed to create relationships with loan clients.
Good analytical and negotiation skills.
Limited use and/or application of basic lending principles,
theories, and concepts.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption
Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care
accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays,
and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive
compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an
accredited degree program related to the needs of the business,
maximum of $5,250 per calendar year, employees are eligible for the
program upon hire
Employee Ambassador preferred banking products
This position is eligible to earn a base salary in the range of
$62,000 to $128,000 annually depending on job-related factors such
as level of experience
Keywords: California Bank & Trust, Lancaster , Relationship Banker (Commercial Lending) - Lancaster, CA, Other , Lancaster, California
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